This Web Site

Welcome to the Australian Receivables Limited (ARL) Web Site. These Terms & Conditions of Use apply whenever you access the Web Site, regardless of how you access the Web Site.

Use of this Web Site

ARL is the owner and operator of this Site.

Users of the ARL Web Site agree to be bound by these Terms & Conditions of Use, which are subject to change at ARL’s sole discretion. Your use of and access to this Web Site indicates your acceptance of these Terms & Conditions of Use, and the Privacy Statement as they exist at that time.

Links to other Web Sites

The ARL Web Site may contain links to other Web Sites operated by third parties ("Third Party Web Sites"). Subject to any applicable law which cannot be excluded, ARL makes no warranties or representations:

·         regarding the quality, accuracy, merchantability or fitness for purpose of Third Party Material or products or services available through Third Party Web Sites; or

·         that Third Party Material does not infringe the intellectual property rights of any person. ARL is not authorising the reproduction of Third Party Material by linking Material on this Web Site to Third Party Material.

When you follow a link on the ARL Web Site, material at a Third Party Web Site may be displayed in your browser framed by Material on this Web site. This material is also Third Party Material for the purpose of these Terms & Conditions of Use.

Product information

Material on this Web Site may contain general information about ARL products and services. Unless expressly stated otherwise, this information:

·         does not constitute an offer or inducement to enter into a legally binding contract; and

·         does not form part of the terms and conditions for ARL products and services.

For further information about a particular product or service please complete contact ARL.

Warranties

While we have made every effort to ensure that information is free from error, ARL does not warrant the accuracy, adequacy or completeness of Material on this Web Site. All information is subject to change without notice. ARL recommends that you seek independent advice before acting upon Material on this Web Site or Third Party Material.  ARL does not guarantee that the ARL Web Site or Third Party Web Sites will be free from viruses, or that access to the ARL Web Site or Third Party Web Sites will be uninterrupted.

Limitation of liability

Subject to any responsibilities implied by law and which cannot be excluded, no member of ARL is liable to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defence or settlement costs) whatsoever arising out of or referable to Material on the ARL Web Site or to Third Party Material, whether in contract, tort including negligence, statute or otherwise.

Termination

These Terms & Conditions of Use, and the agreement constituted by your use of the information, graphics and materials on the ARL Web Site, and your access to the ARL Web Site may be terminated at any time by ARL without notice. All restrictions and licenses, granted by you and all disclaimers and limitations of liability by the ARL will survive termination, however, you will no longer be authorised to access the ARL Web Site.

Jurisdiction

Unless expressly agreed otherwise:

·           The law applicable to use of the Site  and to disputes arising out of the Web Site is the law of the State of Victoria, Australia; and

·           If an International Section is provided, it is provided for use only by residents of the jurisdiction to which that International Section applies. The law applicable to use of any International Section and to disputes arising out of the International Section is the law of that jurisdiction.

Copyright and trademarks

Copyright in the Material on this Web Site is owned or licensed by ARL.

Except where necessary for viewing the Material on this Web Site on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these Terms & Conditions of Use, no Material on this Web Site may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of the ARL.

Linking to ARL web site

Please contact ARL if you would like to place a link to any part of the ARL Web Site.

Acceptance and changes to Terms & Conditions of Use

You acknowledge and accept that your use of the ARL Web Site indicates your acceptance of these Terms & Conditions of Use and the Privacy Statement.

These are the current Terms & Conditions of Use. They replace any other Terms & Conditions of Use for the ARL Web Site published on the ARL Web Site to date. ARL may at any time vary the Terms &Conditions of Use by publishing the varied Terms & Conditions of Use on the ARL Web Site. You accept that by doing this, ARL has provided you with sufficient notice of the variation.

ARL reserves any rights not expressly granted in these Terms &Conditions of Use.